Panther Community Bank, N.A.
Commercial Deposit Products |
Product Descriptions |
Business Checking |
Panther Business Checking |
Panther Premier Checking |
Panther Community Money Market |
Panther Business Savings |
Minimum Deposit to Open |
$100 |
$100 |
$100 |
$5000 |
$100 |
Interest Bearing Account |
|
** |
* |
|
|
Minimum Balance to Earn Interest |
|
$1500 |
$500 |
$5000 |
$500 |
Monthly Maintenance Fee |
|
$5 |
$10 |
5 |
Minimum Daily Balance to Avoid Maintenance Fee |
0 |
0 |
0 |
0 |
0 |
Average Monthly Balance to Waive Maintenance Fee |
|
$1500 |
$25000 |
$5000 |
|
Number of Checks/Debit Items Free |
100 |
150 |
250 |
|
|
Per Items Fee Over-Limit |
$0.20 |
$0.50 |
$0.50 |
|
|
Number of Deposits/Credit Items Free |
100 |
150 |
250 |
|
|
Per Items Fee Over Limit |
$ 0.50 |
$0.50 |
$ 0.50 |
|
|
Free Online Banking |
|
|
|
|
|
Free online bill payment |
|
|
|
|
|
Free Business debit card |
|
up to 150 items |
up to 200 items |
|
|
Per Items Fee Over Limit |
|
$0.50 |
$0.50 |
|
|
Charge for Returned Checks |
$30 |
$30 |
$30 |
|
|
Imaged Monthly Bank Statement (Internet) |
|
|
|
|
|
Truncated Monthly Bank Statement (Mailed) |
|
|
|
|
|
*Business Interest Checking - For individuals, sole proprietors, husbands and wives operating unincorporated businesses, and non-profit corporations and organizations.
**Commerical Checking - A monthly account analysis determines the monthly balance available to reduce or eliminate any service charges. An earnings allowance, computed using the positive average collected balance, less 10% reserve requirement, is used to offset analysis activity charges each month. This allowance is based on current market rates and is subject to change.
|
